Conventional, FHA, VA, and Down Payment Assistance Programs in California

Welcome to the official site of Angela Whittaker, Mortgage Loan Officer & Realtor at Direct Realty and Mortgage. We are a full-service Mortgage and Real Estate company based in Roseville, California.  We serve the surrounding area including, Sacramento, Rocklin, Granite Bay, Elk Grove, West Sacramento, Antioch, and Concord, CA.  We specialize in Refinance, Conventional, FHA, VA, and Down Payment Assistance Programs in Sacramento, Rocklin, Granite Bay, Elk Grove, West Sacramento, Antioch, and Concord, CA.  We also serve the surrounding cities in Sacramento County, Contra Costa County, Alameda County, and Solano County, Northern and Southern California. Whether you are buying a home or refinancing in the zip code 95608, 95624, 95691, 95621, 95688, we can help you realize your dream of homeownership.

Loan Programs
Conventional | FHA | VA  
Down Payment Assistance Programs


We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, lower your monthly payments, or lower your interest rate, we can assist you. We offer the following Refinancing Programs:

Refinancing
FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | Conventional  
Home Improvements | Investment Properties | Second Homes | Consolidate Debt

Contact Angela Whittaker, Real Estate Agent & Mortgage Loan Officer at Direct Realty and Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Get Your Mortgage Questions Answered Today!

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Begin the process by calling us today or fill out an online application. For a start, we make the process hassle-free. Not to mention, closing can be as convenient as e-signatures! Loan Advisors are standing by 7 days a week to help. Above all, we will find the loan program that fits your individual financial goals. So, let’s get Started!

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