Which Mortgage is Right for You?
Down Payment Assistance Program - Calhfa (California Housing Finance Agency) It is a 3-loan program. The 1st loan can be either a Conventional or FHA loan, 2nd loan covers down payment, and 3rd loan covers most of the closing costs up to a total of 105% combined loan to value.
FHA Home Loan
FHA home loans are mortgages that are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low-interest rates and no ...
USDA Loans
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
Jumbo Loans
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $647,200.